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Have you heard? Qualtrust is joining forces with Texas Trust Credit Union. That means as of November 1, 2017, we will not be opening additional Qualtrust accounts. But fret not! Texas Trust has a variety of products and services designed to meet your needs.

If you are interested in opening an account, head to Texas Trust to learn about the great options available to you.

Privacy and Disclosure Documents
Privacy Notice
Account Disclosures

TCUD Commission Rule 91.315 Members' Access to Credit Union Documents
1. Required Notice: Every credit union shall provide notice to its membership of the availability of certain documents related to the credit union's finances and management. 
2. Delivery of Required Notice: A credit union shall post a copy of the required notice on its website throughout the year. The notice required by this section shall be published in the credit union's newsletter twice a year. If a credit union does not maintain a website and distribute a newsletter at least semiannual, the credit union shall provide the notice at least semiannually with each member's account statement. 
3. Documents Available to Members: Upon request, a member is entitled to review or receive a copy of the most recent version of the following credit union documents:
  • Balance sheet and income statement (the non-confidential pages of the latest call report may be given to meet this requirement)
  • A summary of the most recent annual audit completed in accordance with §91.516 of this chapter (relating to Audits and Verifications)
  • Written board policy regarding access to the articles of incorporation, bylaws, rules, guidelines, board policies, and copies thereof; and 4. Internal Revenue Service Form 990.
Source Note: The provisions of the §91.315 adopted to be effective November 8, 2009, 34 TexReg 7627

Escheat Law
Each year Qualtrust Credit Union is required by the State of Texas to review its member accounts and send any funds in an account that has been dormant for THREE or more years to the State as Unclaimed Property.

A dormant account is any account that has had no activity (member initiated transactions) for one year. Please keep your account in an active status by making a deposit or withdrawal at least annually.

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